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Conditions of Use

Welcome to www.PearlsOfWisdomForAbundantLife.com (the “Pearls of Wisdom site”). Pearls of Wisdom and/or its affiliates (“Pearls of Wisdom”) provide website features and other products and services to you when you visit or shop at the Pearls of Wisdom site and use Pearls of Wisdom products or services (collectively, “Pearls of Wisdom Services”). Pearls of Wisdom provides the Pearls of Wisdom Services subject to the following conditions.

1. Terms
By accessing this website, you are agreeing to be bound by these website Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trade mark law.

2. Privacy
Please review our Privacy Policy, which also governs your use of the Pearls of Wisdom Services, to understand our practices.

3. Use License
Subject to your compliance with these Conditions of Use and your payment of any applicable fees, Pearls of Wisdom or its content providers grant you a limited, non-exclusive, non-transferable, non-sublicensable licence to access and make personal and non-commercial use of the Pearls of Wisdom Services. This licence does not include any resale or commercial use of any Pearls of Wisdom Service or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of any Pearls of Wisdom Service or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data-gathering and extraction tools. All rights not expressly granted to you in these Conditions of Use are reserved and retained by the Pearls of Wisdom or its licensors, suppliers, publishers, rightsholders, or other content providers. No Pearls of Wisdom Service, nor any part of any Pearls of Wisdom Service, may be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without the express written consent of Pearls of Wisdom. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Pearls of Wisdom without express written consent. You may not use any meta tags or any other “hidden text” utilizing Pearls of Wisdom ‘s name or trademarks without the express written consent of Pearls of Wisdom. You may not misuse the Pearls of Wisdom Services. You may use the Pearls of Wisdom Services only as permitted by law. The licenses granted by Pearls of Wisdom terminate if you do not comply with these Conditions of Use.

4a. Disclaimer
The materials on Pearls of Wisdom’s website are provided “as is”. Pearls of Wisdom makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Pearls of Wisdom does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet website or otherwise relating to such materials or on any sites linked to this site.

4b. Seek Professional Advice
The articles, essays, videos, books, online courses and links (collectively “Information Products”) contained on this website are for general information purposes only and are not intended to substitute for informed professional medical, psychological, tax, accounting, legal, investment, or any other professional advice.

The author(s), publisher and editor are not medical doctors. The information presented is based upon the experience and/or scientific research of the authors. You should always seek the advice of a licensed medical and/or naturopathic doctor before making any changes to your current health plan.

Users of this website are advised to do their own due diligence for their health decisions. The information and products that have been presented should be independently verified by their own qualified health professionals. By using this website, you agree that neither Pearls of Wisdom nor its directors, officers, employees, agents, independent contractors, subcontractors, representatives, successors and assigns are responsible for any decision you choose to make relating to any information presented on this website.

Pearls of Wisdom expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed on this website and/or in these Information Products. Lastly, Pearls of Wisdom does not endorse any Information Product presented herein. Use at your own risk.

5. Limitations
In no event shall Pearls of Wisdom or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Pearls of Wisdom’s Internet site, even if Pearls of Wisdom or a Pearls of Wisdom authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

6. Revisions and Errata
The materials appearing on Pearls of Wisdom’s website could include technical, typographical, or photographic errors. Pearls of Wisdom does not warrant that any of the materials on its website are accurate, complete, or current. Pearls of Wisdom may make changes to the materials contained on its website at any time without notice. Pearls of Wisdom does not, however, make any commitment to update the materials.

7. Links
Pearls of Wisdom has not reviewed all of the sites linked to its Internet website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Pearls of Wisdom of the site. Use of any such linked website is at the user’s own risk.

8. Site Terms of Use Modifications
Pearls of Wisdom may revise these terms of use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Conditions of Use.

9. Governing Law
Any claim relating to Pearls of Wisdom’s website shall be governed by the laws of the Province of Ontario without regard to its conflict of law provisions.

10. Affiliate Disclosure
Pages on this website may include affiliate links. If you purchase a product through one of them, Pearls of Wisdom will receive a commission (at no additional cost to you). We only recommend products we believe in, so we hope you enjoy them too. Thanks for stopping by!

Privacy Policy

Pearls of Wisdom knows you care how information about you is used and shared, and we appreciate your trust that we’ll do so carefully and sensibly. Therefore, your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose as well as make use of personal information. The following outlines our privacy policy.

By visiting www.PearlsOfWisdomForAbundantLife.com, you’re accepting the practices described in this Privacy Policy.
What Personal Information About Customers Does Pearls of Wisdom Gather?

The information we learn from customers helps us personalize and continually improve your Pearls of Wisdom experience. Here are the types of information we gather.

  • Information You Give Us: We receive and store any information you enter on our website or give us in any other way. You can choose not to provide certain information, but then you might not be able to take advantage of many of our features. We use the information you provide for such purposes as responding to your requests, customizing future shopping for you, improving our store(s), and communicating with you.
  • Automatic Information: We receive and store certain types of information whenever you interact with us. For example, we obtain certain types of information when your Web browser accesses Pearls of Wisdom or advertisements and other content served by or on behalf of Pearls of Wisdom on other websites.
  • Mobile: When you download or use apps created by Pearls of Wisdom or its subsidiaries, if any, we may receive information about your location and your mobile device, including a unique identifier for your device. We may use this information to provide you with location-based services, such as advertising, search results, and other personalized content. Most mobile devices allow you to turn off location services.
  • Email Communications: To help us make email more useful and interesting, we often receive a confirmation when you open email from Pearls of Wisdom if your computer supports such capabilities. If you don’t want to receive email or other mail from us, please click the unsubscribe option at the bottom of each email.
    Protection and Use of Personal Information
  •  Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
  • We will collect and use personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
  •  We will only retain personal information as long as necessary for the fulfillment of those purposes.
  • We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
  •  Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
  • We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
  • We will make readily available to customers information about our policies and practices relating to the management of personal information.

We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

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